CALCULATE IF MAKES MORE FINANCIAL SENSE TO BUY A HOME VERSUS RENTING LENGTH OF STAY FACTORS    How many years do you plan to live here?:    RENT FACTORS    How much would your monthly rent payment be?: $    How much would your monthly renter`s insurance be?: $    How much do you expect the rent to increase per year?:    % OWN FACTORS    What is the purchase price of the home?: $    How much would you use for a down payment on the home?: $    What is the interest rate on the home loan?:    %    What would be the term (in years) of the home loan?:       How much are the home loan fees?      (If unsure, estimate 3% of the loan amount): $    How much is the annual property tax?: $    How much is the annual property insurance?: $    Estimate annual property maintenance costs: $    What is the annual property appreciation rate in area you are seeking?:    %    How much will it cost you to sell the home?      (Percent of future sales price):    % YOUR PERSONAL FINANCE FACTORS    What is your state and federal income tax rate:    %    What interest rate could you be earning on the money    you would be using for a down payment?:    % More mortgage calculators